Document text
Name: [FULL NAME]
Plan start: [DATE] · Goal month: [MONTH YEAR]
My numbers
Item Amount
Home price I am aiming for £[AMOUNT]
Deposit ([PERCENT]%) £[AMOUNT]
Stamp duty (first-time buyer: none up to £300,000; 5% from £300,001 to £500,000) £[AMOUNT]
Solicitor, survey, moving £[AMOUNT]
Total I need £[AMOUNT]
Saved so far £[AMOUNT]
I save each month £[AMOUNT]
Lifetime ISA bonus a month (25% of up to £4,000 a year) £[AMOUNT]
Months to go [NUMBER]
My saving day
A standing order on [DAY] of each month, from [ACCOUNT] to [SAVINGS ACCOUNT / LIFETIME ISA].
My rules
☐ The same day every month — payday first, spending after
☐ Lifetime ISA: first payment before I am 40; home £450,000 or less; buy at least 12 months after my first payment; through a conveyancer or solicitor
☐ No dipping in: other Lifetime ISA withdrawals have a 25% charge
☐ Six months before my goal month: talk to a mortgage adviser
Monthly tracker
Month Plan Paid in ✓
[MONTH 1] £[AMOUNT] ☐
[MONTH 2] £[AMOUNT] ☐
[MONTH 3] £[AMOUNT] ☐
[MONTH 4] £[AMOUNT] ☐
[MONTH 5] £[AMOUNT] ☐
[MONTH 6] £[AMOUNT] ☐
I set this goal and this monthly amount myself.
Signature: ______________________ Date: [DATE]
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