| Free monthly budget planner | ||||
|---|---|---|---|---|
| The 50/30/20 rule is a guide, not a requirement: 50% needs, 30% wants, 20% savings and extra debt payments. | ||||
| Total income | $6,000.00 | |||
| Spending + saving | $5,313.90 | |||
| Money left | $686.10 | |||
| Group | Actual | % of income | ||
| Needs | $3,663.90 | 61.1% | ||
| Wants | $790.50 | 13.2% | ||
| Savings and debt | $859.50 | 14.3% | ||
| Fill the yellow cells. Formulas and charts update automatically. | ||||
| Free monthly budget planner | ||||
|---|---|---|---|---|
| Fill the yellow cells. Formulas and charts update automatically. The 50/30/20 rule is a guide, not a requirement: 50% needs, 30% wants, 20% savings and extra debt payments. | ||||
| Income | Planned | Actual | Difference | |
| Paycheck 1 | $3,900.00 | $3,840.00 | -$60.00 | |
| Paycheck 2 | $1,500.00 | $1,560.00 | $60.00 | |
| Side income | $480.00 | $480.00 | $0.00 | |
| Other income | $120.00 | $120.00 | $0.00 | |
| Total income | $6,000.00 | $6,000.00 | $0.00 | |
| Item | Group | Planned | Actual | Difference |
| Rent or mortgage | Needs | $1,320.00 | $1,320.00 | $0.00 |
| Electricity, water and gas | Needs | $270.00 | $291.60 | -$21.60 |
| Internet and phone | Needs | $210.00 | $205.80 | $4.20 |
| Groceries | Needs | $630.00 | $655.20 | -$25.20 |
| Transportation | Needs | $330.00 | $349.80 | -$19.80 |
| Health and medicine | Needs | $210.00 | $199.50 | $10.50 |
| Education and care | Needs | $150.00 | $150.00 | $0.00 |
| Insurance | Needs | $180.00 | $180.00 | $0.00 |
| Minimum debt payments | Needs | $240.00 | $240.00 | $0.00 |
| Dining out | Wants | $180.00 | $216.00 | -$36.00 |
| Entertainment | Wants | $150.00 | $135.00 | $15.00 |
| Clothing and shopping | Wants | $120.00 | $132.00 | -$12.00 |
| Subscriptions | Wants | $90.00 | $90.00 | $0.00 |
| Travel and gifts | Wants | $150.00 | $127.50 | $22.50 |
| Other wants | Wants | $90.00 | $90.00 | $0.00 |
| Emergency fund | Savings and debt | $330.00 | $330.00 | $0.00 |
| Savings goals | Savings and debt | $210.00 | $199.50 | $10.50 |
| Retirement / investing | Savings and debt | $180.00 | $180.00 | $0.00 |
| Extra debt payments | Savings and debt | $150.00 | $150.00 | $0.00 |
| Other | Needs | $90.00 | $72.00 | $18.00 |
| Spending + saving | $5,280.00 | $5,313.90 | -$33.90 | |
| Money left | $720.00 | $686.10 | -$33.90 | |
| Group | Planned | Actual | % of income | |
| Needs | $3,630.00 | $3,663.90 | 61.1% | |
| Wants | $780.00 | $790.50 | 13.2% | |
| Savings and debt | $870.00 | $859.50 | 14.3% |
| Annual summary | ||||
|---|---|---|---|---|
| Fill the yellow cells. Formulas and charts update automatically. | ||||
| Month | Total income | Spending + saving | Money left | % of income |
| January | $6,000.00 | $4,830.00 | $1,170.00 | 19.5% |
| February | $6,057.53 | $4,811.64 | $1,245.89 | 20.6% |
| March | $6,100.98 | $4,761.05 | $1,339.93 | 22.0% |
| April | $6,119.70 | $4,690.61 | $1,429.09 | 23.4% |
| May | $6,109.12 | $4,617.58 | $1,491.54 | 24.4% |
| June | $6,071.82 | $4,559.83 | $1,511.99 | 24.9% |
| July | $6,016.93 | $4,531.50 | $1,485.43 | 24.7% |
| August | $5,957.91 | $4,539.53 | $1,418.38 | 23.8% |
| September | $5,909.18 | $4,581.95 | $1,327.23 | 22.5% |
| October | $5,882.70 | $4,648.38 | $1,234.32 | 21.0% |
| November | $5,884.93 | $4,722.55 | $1,162.38 | 19.8% |
| December | $5,915.34 | $4,786.30 | $1,129.04 | 19.1% |
| Annual summary | $72,026.14 | $56,080.92 | $15,945.22 | 22.1% |
| Free monthly budget planner | ||||
|---|---|---|---|---|
| Fill the yellow cells. Formulas and charts update automatically. The 50/30/20 rule is a guide, not a requirement: 50% needs, 30% wants, 20% savings and extra debt payments. | ||||
| Income | Planned | Actual | Difference | |
| Paycheck 1 | $3,900.00 | $3,840.00 | -$60.00 | |
| Paycheck 2 | $1,500.00 | $1,560.00 | $60.00 | |
| Side income | $480.00 | $480.00 | $0.00 | |
| Other income | $120.00 | $120.00 | $0.00 | |
| Total income | $6,000.00 | $6,000.00 | $0.00 | |
| Item | Group | Planned | Actual | Difference |
| Rent or mortgage | Needs | $1,320.00 | $1,320.00 | $0.00 |
| Electricity, water and gas | Needs | $270.00 | $291.60 | -$21.60 |
| Internet and phone | Needs | $210.00 | $205.80 | $4.20 |
| Groceries | Needs | $630.00 | $655.20 | -$25.20 |
| Transportation | Needs | $330.00 | $349.80 | -$19.80 |
| Health and medicine | Needs | $210.00 | $199.50 | $10.50 |
| Education and care | Needs | $150.00 | $150.00 | $0.00 |
| Insurance | Needs | $180.00 | $180.00 | $0.00 |
| Minimum debt payments | Needs | $240.00 | $240.00 | $0.00 |
| Dining out | Wants | $180.00 | $216.00 | -$36.00 |
| Entertainment | Wants | $150.00 | $135.00 | $15.00 |
| Clothing and shopping | Wants | $120.00 | $132.00 | -$12.00 |
| Subscriptions | Wants | $90.00 | $90.00 | $0.00 |
| Travel and gifts | Wants | $150.00 | $127.50 | $22.50 |
| Other wants | Wants | $90.00 | $90.00 | $0.00 |
| Emergency fund | Savings and debt | $330.00 | $330.00 | $0.00 |
| Savings goals | Savings and debt | $210.00 | $199.50 | $10.50 |
| Retirement / investing | Savings and debt | $180.00 | $180.00 | $0.00 |
| Extra debt payments | Savings and debt | $150.00 | $150.00 | $0.00 |
| Other | Needs | $90.00 | $72.00 | $18.00 |
| Spending + saving | $5,280.00 | $5,313.90 | -$33.90 | |
| Money left | $720.00 | $686.10 | -$33.90 | |
| Group | Planned | Actual | % of income | |
| Needs | $3,630.00 | $3,663.90 | 61.1% | |
| Wants | $780.00 | $790.50 | 13.2% | |
| Savings and debt | $870.00 | $859.50 | 14.3% |
| Free monthly budget planner | ||||
|---|---|---|---|---|
| Fill the yellow cells. Formulas and charts update automatically. The 50/30/20 rule is a guide, not a requirement: 50% needs, 30% wants, 20% savings and extra debt payments. | ||||
| Income | Planned | Actual | Difference | |
| Paycheck 1 | $0.00 | $0.00 | $0.00 | |
| Paycheck 2 | $0.00 | $0.00 | $0.00 | |
| Side income | $0.00 | $0.00 | $0.00 | |
| Other income | $0.00 | $0.00 | $0.00 | |
| Total income | $0.00 | $0.00 | $0.00 | |
| Item | Group | Planned | Actual | Difference |
| Rent or mortgage | Needs | $0.00 | $0.00 | $0.00 |
| Electricity, water and gas | Needs | $0.00 | $0.00 | $0.00 |
| Internet and phone | Needs | $0.00 | $0.00 | $0.00 |
| Groceries | Needs | $0.00 | $0.00 | $0.00 |
| Transportation | Needs | $0.00 | $0.00 | $0.00 |
| Health and medicine | Needs | $0.00 | $0.00 | $0.00 |
| Education and care | Needs | $0.00 | $0.00 | $0.00 |
| Insurance | Needs | $0.00 | $0.00 | $0.00 |
| Minimum debt payments | Needs | $0.00 | $0.00 | $0.00 |
| Dining out | Wants | $0.00 | $0.00 | $0.00 |
| Entertainment | Wants | $0.00 | $0.00 | $0.00 |
| Clothing and shopping | Wants | $0.00 | $0.00 | $0.00 |
| Subscriptions | Wants | $0.00 | $0.00 | $0.00 |
| Travel and gifts | Wants | $0.00 | $0.00 | $0.00 |
| Other wants | Wants | $0.00 | $0.00 | $0.00 |
| Emergency fund | Savings and debt | $0.00 | $0.00 | $0.00 |
| Savings goals | Savings and debt | $0.00 | $0.00 | $0.00 |
| Retirement / investing | Savings and debt | $0.00 | $0.00 | $0.00 |
| Extra debt payments | Savings and debt | $0.00 | $0.00 | $0.00 |
| Other | Needs | $0.00 | $0.00 | $0.00 |
| Spending + saving | $0.00 | $0.00 | $0.00 | |
| Money left | $0.00 | $0.00 | $0.00 | |
| Group | Planned | Actual | % of income | |
| Needs | $0.00 | $0.00 | 0.0% | |
| Wants | $0.00 | $0.00 | 0.0% | |
| Savings and debt | $0.00 | $0.00 | 0.0% |