Document text
Name: [FULL NAME]
CPF account no. / NRIC (last 4): [XXXX]
Prepared on: [DATE]
Top up by: 31 December 2026 (relief in Year of Assessment 2027)
Who I top up for
For Account Amount Relief counted
Myself [SA / RA / MediSave] S$[AMOUNT] up to S$8,000
[PARENT / GRANDPARENT NAME] [RA / MediSave] S$[AMOUNT] up to S$8,000 for all family together
[FAMILY MEMBER NAME] [RA / MediSave] S$[AMOUNT]
Total S$[TOTAL] S$[RELIEF]
Tax
Amount
Chargeable income for 2026 (after my other reliefs) S$[AMOUNT]
Tax without the top-up S$[AMOUNT]
Tax with the top-up S$[AMOUNT]
Tax I save in YA 2027 (estimate) S$[AMOUNT]
Monthly plan until 31 December
Date Put aside Total by then ✓
[DATE] S$[AMOUNT] S$[AMOUNT] ☐
[DATE] S$[AMOUNT] S$[AMOUNT] ☐
[DATE] S$[AMOUNT] S$[AMOUNT] ☐
Before I top up
☐ Family member qualifies (parent, grandparent, in-law; spouse or sibling — income test or disability)
☐ Top-up is a cash top-up, not a transfer from my own CPF accounts
☐ Not under the Matched Retirement Savings Scheme (matched top-ups get no relief)
☐ Keep the CPF receipt
I plan to make these top-ups before 31 December 2026.
______________________________
[FULL NAME]
Relief: up to S$8,000 for own top-ups (shared with MediSave) and up to S$8,000 for family members; all personal reliefs together are capped at S$80,000 (IRAS). An estimate, not tax advice.
Reply to this document or get a deadline reminder: https://layers.md/sg/cpf-top-up-tax-relief-calculator?from=reply-sg-cpf-top-up